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Scholarships and LoansLoans | Scholarships By Category | Scholarships By Alphabetical Listing | Private Programs Tip: Check with organizations that you or your parents are members of for information about loans or grants, including religious, social, or employment related groups. Scholarships, Loans, Fellowships and Grants Earning your medical and/or graduate degree from the University of South Carolina School of Medicine prepares you to reap the rewards and challenges of the medical and health sciences profession. That should be your focus, not the cost to pursue your dream. You are not alone. The School of Medicine’s Office of Student and Career Services is dedicated to helping every eligible student take full advantage of the financial resources available to pay for educational expenses. With the rising cost of higher education, it is important to explore multiple sources of financial assistance, start planning early, and set a budget. There are a myriad of federal programs and private sources to assist you financially through medical school. The financial aid sources provided on the our site is not an exhausted list of all sources of aid. However, this information covers the largest and most often used sources of assistance by our students. Footnote: Federal programs are subject to revision, cancellation, or expansion by the Congress, and the others are subject to today’s economic climate. LOANSFEDERAL PERKINS LOAN .
FEDERAL STAFFORD LOAN The Federal Direct Stafford Loan program offers low-interest unsubsidized loans to, graduate, and professional students. Eligibility is determined by completing the FAFSA. The interest is a fixed rate and loan repayment begins six months after graduation or when a student drops below half-time enrollment.. FEDERAL DIRECT GRADUATE PLUS LOAN PLUS-Loans are low-interest, federally insured loans made available to graduate and professional students. Students must first apply for a Stafford Loan. Students can borrow the cost of attendance minus any other aid received. To receive funds students must be enrolled in a minimum of six hours per semester. PLUS loans are based on the credit-worthiness of the applicant. The lender, not the University, makes a credit check. If a graduate student is denied a PLUS due to credit issues, they may seek the assistance of a credit-worthy co-borrower. SUPER PRIMARY CARE LOAN (SPCL) This is a PCL that is awarded for the sole purpose of repaying a higher interest loan. Awards from this program are generally awarded to students who have successfully matched in a primary care residency. Federal LOAN Programs (Repayment through service commitment)ARMED FORCES HEALTH PROFESSIONS SCHOLARSHIP Tuition and fees paid; additional amount for reasonable educational expenses and a monthly stipend of approximately $1,185. Must serve in military for 1 year for each year of aid received. CONTACT: NATIONAL HEALTH SERVICE CORPS SCHOLARSHIP (NHSC) Dependent upon funding from the Federal Government. Full scholarship includes tuition and fees, books, supplies and equipment and a monthly living stipend. Requires serving a minimum commitment of 2 years in an underserved area of the United States and begins upon completion of residency or training. Application is due the last Friday in March. CONTACT: http://nhsc.bhpr.hrsa.gov Loans for South Carolina residents
STATE AND FEDERAL LOAN REPAYMENT PROGRAM For students who are completing a primary care residency and agree to practice in an underserved area in the state of South Carolina or the nation. CONTACT: Becky Seignivus L. ARTHUR O'NEILL, JR. EDUCATIONAL FOUNDATION Students from Sumter (city or county) attending South Carolina colleges or universities. Application deadline May 1. CONTACT: LEROY SPRINGS STUDENT LOAN Loans available to students who are residents of Fort Mill or Chester or Lancaster County, South Carolina.
CONTACT: LOUISE G. WILSON EDUCATIONAL FOUNDATION LOANS and SCHOLARSHIPS Students residing in Lee, Florence, Darlington, Chesterfield, Kershaw, or Sumter County, South Carolina may qualify for medical education loans through this program. CONTACT: LOANS FOR FIRST THROUGH FOURTH YEAR MEDICAL STUDENTS
LAURA R. AND WILLIAM M. CORBETT TRUST LOAN PROGRAM LONG-TERM LOAN A long-term loan program based on financial need.
Emergency Advance Loan An Emergency Advance Loan available for emergency type situations only.
PRIVATE LOANS
Most lenders who provide Federal Stafford loans also provide Private Loans. STUDENT SERVICES EMERGENCY LOAN FUND Emergency loans are given for various amounts, dependent upon funds available. All loans are interest free for 60 days and must be repaid within 90 days. CONTACT: Office of Student and Career Services at (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu LOANS FOR FOURTH-YEAR MEDICAL STUDENTS
NATIONAL ASSOCIATION OF RESIDENTS AND INTERNS PROGRAMS (NARI) A loan program available to fourth-year medical students. Maximum loan up to $10,000. CONTACT: SCHOLARSHIPSScholarships acquired through federal sources require filing a FAFSA with parental data. Students must apply for scholarships offered by the University of South Carolina School of Medicine through the Office of Student and Career Services: (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu. FEDERAL SCHOLARSHIPS
SCHOLARSHIPS FOR DISADVANTAGED STUDENTS (SDS)
UNIVERSITY OF SOUTH CAROLINA SCHOOL OF MEDICINE SCHOLARSHIPS
SCHOLARSHIPS FOR SOUTH CAROLINA RESIDENTS
BRUNER-WADDELL SCHOLARSHIP IN MEDICINE An endowed scholarship in memory of Robert Raysor Bruner, Jr. and Henry Grady Waddell, M.D. Scholarship will be awarded to a worthy student who is a resident of South Carolina. DR. WILLIAM CHILDS CANTEY MEDICAL SCHOLARSHIP Income from this account will be awarded to a worthy medical student from South Carolina. Priority given to an entering student who may receive the award for a maximum of four years, provided stated criteria are met and he/she has the endorsement of the School of Medicine Scholarships and Loans Subcommittee. WILLIAM B. DOUGLAS MEDICAL SCHOLARSHIP An endowed scholarship awarded to students who view their prospective profession as a ministry of healing to aid in alleviating the ills of mankind. Priority given to students from South Carolina, particularly Florence and the Coastal Plains area. LOUISE MICKLE HARVEY MEDICAL STUDENT SCHOLARSHIP An endowed four-year scholarship for a student from Camden or the nearest geographic area within the state of South Carolina. Additional criteria are financial need, academic achievement, and potential for becoming a personable, compassionate physician. Trust fund is administered by the Bethesda Presbyterian Church in Camden. ALINE ZIMMERMAN THOMASON SCHOLARSHIP A scholarship established in memory of Aline Zimmerman Thomason available to a student from Greenwood County, Richland County or other South Carolina residents. DR. HUGH H. WELLS SCHOLARSHIP The interest from this endowed scholarship, in memory of Dr. Wells, is awarded annually to a medical student from South Carolina who has a demonstrated need. SCHOLARSHIPS FOR GEORGIA RESIDENTS
ELLINGTON CODY HAWES MEDICAL SCHOLARSHIP An endowed scholarship for a student who is a resident of Georgia and who has met the stated criteria. Recipient is selected by the School of Medicine. Award covers up to $20,000 per year of a student’s expenses. SCHOLARSHIPS FOR FRESHMAN MEDICAL STUDENTS
CAROLINA MEDICAL SCHOLARS PROGRAM
FULLERTON SCHOLARSHIP The School of Medicine Scholarship and Loan Committee selects nominees from the entering freshmen class who meet specific criteria for this scholarship. The Fullerton Foundation Scholarship Committee selects the recipients.
GREENLAWN BAPTIST CHURCH MEDICAL STUDENT HOUSING AWARD The Greenlawn Baptist Church Medical Student Housing award provides a residential living space for two M-I students at low cost rent for their first two years of Medical School. The School of Medicine Scholarship and Loan Committee selects recipients.
SCHOLARSHIPS FOR SOPHMORE MEDICAL STUDENTS
THE JOWERS SCHOLARSHIP The income of a fund provided by Dr. Lawrence V. Jowers in memory of his friends provides an annual award to a student who has earned the highest achievement in the first year of medical school. THE TODD MEDICAL FOUNDATION A permanent endowment, with the interest being awarded to second-, third-, and fourth-year medical students in good academic standing and in financial need. SCHOLARSHIPS FOR JUNIOR MEDICAL STUDENTS
DR. FRANK CAPERS OWENS SCHOLARSHIP This endowed scholarship, in memory of Dr. Owens, is awarded annually to a qualified junior or senior student planning a career in family practice. THE TODD MEDICAL FOUNDATION A permanent endowment, with the interest being awarded to second-, third-, and fourth-year medical students in good academic standing and in financial need. GEORGE WALKER WARING MEMORIAL SCHOLARSHIP The income of a fund, established by the Waring family to honor the memory of their father and grandfather, provides a scholarship for a medical student who has completed the sophomore year. SCHOLARSHIPS FOR SENIOR MEDICAL STUDENTS
DR. THOMAS C. CHOW, M.D., DPH AND DR. ROSEMARY Y. CHOW, M.D., DPH, FAMILY AND PREVENTIVE MEDICINE SCHOLARSHIP An endowed scholarship established by Jim C. Chow, M.D., class of '85 in honor of his parents. The scholarship recipient, selected by School of Medicine Scholarship and Loan Committee, is a rising senior who has expressed and demonstrated an interest in pursuing a medical career in the areas of Family Practice and/or Preventive Medicine. THE TODD MEDICAL FOUNDATION A permanent endowment, with the interest being awarded to second-, third-, and fourth-year medical students in good academic standing and in financial need. JOHN A. WARREN SCHOLARSHIP An endowed scholarship in honor of John A. Warren, who is former Chairman and Chief Executive of SCANA Corporation. Income from the fund will be awarded by the School of Medicine Scholarship and Loan Committee to rising seniors who have expressed and demonstrated an interest in pursuing a medical career in the areas of Family Practice, Pediatrics, and /or Oncology. ACADEMIC AND/OR NEEDS-BASED SCHOLARSHIPS
ALUMNI SCHOLARSHIP Awarded annually (or as funds are available) to a student(s) who has a strong academic record, good professional skills, and a commitment to serving the needs of his/her patients. AMERICAN MEDICAL ASSOCIATION EDUCATION AND RESEARCH FOUNDATION Scholarship awarded annually to medical students based on financial need, academic achievement, and documented leadership skills. Selected by the School of Medicine Scholarship and Loans Subcommittee. DR. AND MRS. GEORGE DICK SCHOLARSHIP IN MEDICINE An endowed scholarship established by Mrs. Caroline McKissick Dial in memory of her parents. Awarded to a worthy medical student, the scholarship may be retained by the recipient for a period of four years if in the judgment of the School of Medicine Scholarship and Loan Committee he /she has maintained satisfactory academic performance. A. HINES McWATERS SCHOLARSHIP An endowed scholarship awarded annually to an academically sound and needy student. Selection made by the School of Medicine Scholarship and Loan Subcommittee. SCHOOL OF MEDICINE FACULTY/STAFF SCHOLARSHIP A scholarship established by the faculty and staff of the School of Medicine and awarded annually to medical students who have achieved academic excellence, performed service to the School of Medicine and the University, and who have exhibited a professional demeanor. JAMES R. STALLWORTH STUDENT SCHOLAR A scholarship to be awarded to a student in the School of Medicine who has an outstanding academic record and shows evidence of good clinical acumen, devotion to patient care and potential for future leadership. The James R. Stallworth Scholar Selection Committee will select the recipient. GENERAL SCHOOL OF MEDICINE SCHOLARSHIPS Many of these scholarship recipients are selected by the School of Medicine Scholarships and Loans Subcommittee. ANNIVERSARY SCHOLARSHIP Income from this fund is used to award scholarships to deserving students selected by the School of Medicine Scholarships and Loans Subcommittee. TOM L. AUSTIN STUDENT SCHOLARSHIP Awarded by the School of Medicine Scholarships and Loans Subcommittee in honor of Dr. Tom L. Austin of the Department of Neonatology. WILLIAM Q. CLAYTOR AND MARGUERITE D. CLAYTOR MEDICAL SCHOLARSHIP An endowed scholarship awarded to a worthy medical student enrolled in the School of Medicine. This scholarship was established by Dr. Hubert Claytor in memory of his parents. DR. LAWRENCE H. ERDMAN SCHOLARSHIP An endowed scholarship in memory of Dr. Erdman, awarded to a student who possesses a keen desire to acquire the necessary education and skills to be a good physician and who has an unusually keen sense of caring. ARTHUR L. HUMPHRIES SCHOLARSHIP Established in memory of Dr. O'Neal Humphries’ father, the recipient should have a keen sense of caring, patience, compassion, a gentle nature, and a sense of fairness. JAMES STANLEY LIVERMAN, M.D. SCHOLARSHIP Awarded to students selected by the School of Medicine Scholarships and Loans Subcommittee. UNIVERSITY OF SOUTH CAROLINA FACULTY/STAFF DEPENDENT SCHOLARSHIP For either single or married dependents of full-time employees of the University of South Carolina. Deadline February 1.
DR. HUDNALL GENTRY WEAVER SCHOLARSHIP This endowed scholarship, established by the family of Robert S. Paschal, Jr., in memory of Dr. Weaver, is awarded to a deserving student enrolled in the School of Medicine. Alphabetical ListingALUMNI SCHOLARSHIP Awarded annually (or as funds are available) to a student(s) who has a strong academic record, good professional skills, and a commitment to serving the needs of his/her patients. AMERICAN MEDICAL ASSOCIATION EDUCATION AND RESEARCH FOUNDATION Scholarship awarded annually to medical students based on financial need, academic achievement, and documented leadership skills. Selected by the School of Medicine Scholarship and Loans Subcommittee. ANNIVERSARY SCHOLARSHIP Income from this fund is used to award scholarships to deserving students selected by the School of Medicine Scholarships and Loans Subcommittee. TOM L. AUSTIN STUDENT SCHOLARSHIP Awarded by the School of Medicine Scholarships and Loans Subcommittee in honor of Dr. Tom L. Austin of the Department of Neonatology. BRUNER-WADDELL SCHOLARSHIP IN MEDICINE An endowed scholarship in memory of Robert Raysor Bruner, Jr. and Henry Grady Waddell, M.D. Scholarship will be awarded to a worthy student who is a resident of South Carolina. DR. WILLIAM CHILDS CANTEY MEDICAL SCHOLARSHIP Income from this account will be awarded to a worthy medical student from South Carolina. Priority given to an entering student who may receive the award for a maximum of four years, provided stated criteria are met and he/she has the endorsement of the School of Medicine Scholarships and Loans Subcommittee. CAROLINA MEDICAL SCHOLARS PROGRAM • 3 to 5 students are selected each year from the entering freshmen class DR. THOMAS C. CHOW, M.D., DPH AND DR. ROSEMARY Y. CHOW, M.D., DPH, FAMILY AND PREVENTIVE MEDICINE SCHOLARSHIP An endowed scholarship established by Jim C. Chow, M.D., class of '85 in honor of his parents. The scholarship recipient, selected by School of Medicine Scholarship and Loan Committee, is a rising senior who has expressed and demonstrated an interest in pursuing a medical career in the areas of Family Practice and/or Preventive Medicine. WILLIAM Q. CLAYTOR AND MARGUERITE D. CLAYTOR MEDICAL SCHOLARSHIP An endowed scholarship awarded to a worthy medical student enrolled in the School of Medicine. This scholarship was established by Dr. Hubert Claytor in memory of his parents. DR. AND MRS. GEORGE DICK SCHOLARSHIP IN MEDICINE An endowed scholarship established by Mrs. Caroline McKissick Dial in memory of her parents. Awarded to a worthy medical student, the scholarship may be retained by the recipient for a period of four years if in the judgment of the School of Medicine Scholarship and Loan Committee he /she has maintained satisfactory academic performance. WILLIAM B. DOUGLAS MEDICAL SCHOLARSHIP An endowed scholarship awarded to students who view their prospective profession as a ministry of healing to aid in alleviating the ills of mankind. Priority given to students from South Carolina, particularly Florence and the Coastal Plains area. DR. LAWRENCE H. ERDMAN SCHOLARSHIP An endowed scholarship in memory of Dr. Erdman, awarded to a student who possesses a keen desire to acquire the necessary education and skills to be a good physician and who has an unusually keen sense of caring. FULLERTON SCHOLARSHIP The School of Medicine Scholarship and Loan Committee selects nominees from the entering freshmen class who meet specific criteria for this scholarship. The Fullerton Foundation Scholarship Committee selects the recipients. • Must interview by January 16, 2008 for consideration for Fall 2008 matriculation GREENLAWN BAPTIST CHURCH MEDICAL STUDENT HOUSING AWARD The Greenlawn Baptist Church Medical Student Housing award provides a residential living space for two M-I students at low cost rent for their first two years of Medical School. The School of Medicine Scholarship and Loan Committee selects recipients. • Contact the School of Medicine Office of Student and Career Services at (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu LOUISE MICKLE HARVEY MEDICAL STUDENT SCHOLARSHIP An endowed four-year scholarship for a student from Camden or the nearest geographic area within the state of South Carolina. Additional criteria are financial need, academic achievement, and potential for becoming a personable, compassionate physician. Trust fund is administered by the Bethesda Presbyterian Church in Camden. ELLINGTON CODY HAWES MEDICAL SCHOLARSHIP An endowed scholarship for a student who is a resident of Georgia and who has met the stated criteria. Recipient is selected by the School of Medicine. Award covers up to $20,000 per year of a student’s expenses. ARTHUR L. HUMPHRIES SCHOLARSHIP Established in memory of Dr. O'Neal Humphries’ father, the recipient should have a keen sense of caring, patience, compassion, a gentle nature, and a sense of fairness. THE JOWERS SCHOLARSHIP The income of a fund provided by Dr. Lawrence V. Jowers in memory of his friends provides an annual award to a student who has earned the highest achievement in the first year of medical school. JAMES STANLEY LIVERMAN, M.D. SCHOLARSHIP Awarded to students selected by the School of Medicine Scholarships and Loans Subcommittee. A. HINES McWATERS SCHOLARSHIP An endowed scholarship awarded annually to an academically sound and needy student. Selection made by the School of Medicine Scholarship and Loan Subcommittee. SCHOOL OF MEDICINE FACULTY/STAFF SCHOLARSHIP A scholarship established by the faculty and staff of the School of Medicine and awarded annually to medical students who have achieved academic excellence, performed service to the School of Medicine and the University, and who have exhibited a professional demeanor. DR. FRANK CAPERS OWENS SCHOLARSHIP This endowed scholarship, in memory of Dr. Owens, is awarded annually to a qualified junior or senior student planning a career in family practice. JAMES R. STALLWORTH STUDENT SCHOLAR A scholarship to be awarded to a student in the School of Medicine who has an outstanding academic record and shows evidence of good clinical acumen, devotion to patient care and potential for future leadership. The James R. Stallworth Scholar Selection Committee will select the recipient. ALINE ZIMMERMAN THOMASON SCHOLARSHIP A scholarship established in memory of Aline Zimmerman Thomason available to a student from Greenwood County, Richland County or other South Carolina residents. THE TODD MEDICAL FOUNDATION A permanent endowment, with the interest being awarded to second-, third-, and fourth-year medical students in good academic standing and in financial need. UNIVERSITY OF SOUTH CAROLINA FACULTY/STAFF DEPENDENT SCHOLARSHIP For either single or married dependents of full-time employees of the University of South Carolina. Deadline February 1. • Apply through the School of Medicine Office of Student and Career Services at (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu GEORGE WALKER WARING MEMORIAL SCHOLARSHIP The income of a fund, established by the Waring family to honor the memory of their father and grandfather, provides a scholarship for a medical student who has completed the sophomore year. JOHN A. WARREN SCHOLARSHIP An endowed scholarship in honor of John A. Warren, who is former Chairman and Chief Executive of SCANA Corporation. Income from the fund will be awarded by the School of Medicine Scholarship and Loan Committee to rising seniors who have expressed and demonstrated an interest in pursuing a medical career in the areas of Family Practice, Pediatrics, and /or Oncology. DR. HUDNALL GENTRY WEAVER SCHOLARSHIP This endowed scholarship, established by the family of Robert S. Paschal, Jr., in memory of Dr. Weaver, is awarded to a deserving student enrolled in the School of Medicine. DR. HUGH H. WELLS SCHOLARSHIP The interest from this endowed scholarship, in memory of Dr. Wells, is awarded annually to a medical student from South Carolina who has a demonstrated need. Listing by Assocations and FoundationsCOLUMBIA MEDICAL SOCIETY AND AUXILIARY SCHOLARSHIP An annual award made to medical students with high scholastic achievement and in need of financial assistance. Priority given to South Carolina residents from the Midlands area. • Available only to third- and fourth-year medical students Apply through the School of Medicine Office of Student and Career Services at (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu SOUTH CAROLINA MEDICAL ASSOCIATION FOUNDATION In alliance with South Carolina Medical Association Alliance Apply through the School of Medicine Office of Student and Career Services at (803) 216-3629 or jerel.arceneaux@uscmed.sc.edu SOUTHERN MEDICAL ASSOCIATION SCHOLARSHIP Awarded for the purpose of giving aid to third-year students of superior ability who are in need of scholarship funds. Nominated by the School of Medicine. JOHN T. STEVENS FOUNDATION SCHOLARSHIP A grant for up to four years of medical education expenses awarded to worthy medical students enrolled in the School of Medicine and who reside in Lancaster or Kershaw counties. The grant requires the scholar to practice in Lancaster or Kershaw county for a defined period of time upon completion of training. CONTACT: Steve Williams, Sr., NATIONAL PRIVATE PROGRAMS FOR SCHOLARSHIPS AND LOANS
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CONTACTJerel Arceneaux Office Hours: 8 a.m. – 5 p.m |



